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Adarsh AssociatesAdvocates & Legal Consultants

Ankur
Jindal

Founder & Principal Advocate · Insurance Claim Investigator · PG Diploma in Forensic Science

30+ years of professional experience across banking, insurance and law. Insurance claims, banking and DRT, criminal, civil, family and business matters, serving clients across {area}.

Ankur Jindal in advocate's band and gown
Ankur Jindal, Advocate
Punjab & Haryana High Court
Years of experience
30+
Experienced advocates and retired judicial officers
Team
Head office Sangrur · High Court Chandigarh
{area}
Focus area

Insurance claims, from investigation to courtroom

Ankur Jindal has examined claims from the insurer's side for over two decades. Field investigation, forensic training and a background in pharmacy mean the facts of your claim are tested as closely as the policy wording.

Insurance claims

Rejected, delayed or short-settled claims of every kind.

  • Health and mediclaim
  • Motor accident claims (MACT)
  • Theft and burglary
  • Fire and property
  • Life and personal accident
Consumer Protection Act, 2019 · Motor Vehicles Act, 1988 · Insurance Ombudsman Rules, 2017 Insurance Disputes & Claims

Claim verification

Verification of suspicious or disputed claims for insurers, with a written report and legal opinion.

CIAFP (III Mumbai & NATG, USA) · Licentiate, III Claim verification & legal opinion

Forensic training

Close reading of documents, scenes and medical records where the facts are contested, with independent experts engaged where a formal opinion is needed.

PG Diploma in Forensic Science · Diploma in Pharmacy
Areas of practice

Matters handled

Insurance and accident claims

MACT claims (motor accident)Motor Vehicles Act, 1988 · ss. 165–166
Insurance claim disputesConsumer Protection Act, 2019 · Insurance Ombudsman Rules, 2017
Employees' compensationEmployees' Compensation Commissioner

Banking and recovery

DRT & SARFAESIRDB Act, 1993 · SARFAESI Act, 2002
Loan settlement (OTS)SARFAESI Act, 2002 · RBI Compromise Settlement Framework, 2023
Cheque dishonour (s. 138)Negotiable Instruments Act, 1881 · s. 138
Recovery suitsCPC, 1908 · Order XXXVII
ArbitrationArbitration and Conciliation Act, 1996

Criminal

Regular and anticipatory bailBNSS, 2023 · ss. 480–483
Criminal trials and defenceBNS, 2023 · BNSS, 2023
Vigilance & Prevention of Corruption Act casesPrevention of Corruption Act, 1988
NDPS casesNDPS Act, 1985
Quashing of FIRsBNSS, 2023 · s. 528
Cyber crime and online fraudInformation Technology Act, 2000

Family

Divorce and judicial separationHindu Marriage Act, 1955
MaintenanceBNSS, 2023 · s. 144 · HMA s. 24
Child custody and guardianshipGuardians and Wards Act, 1890
Domestic violenceProtection of Women from Domestic Violence Act, 2005

Civil and property

Property and civil suitsCPC, 1908 · Specific Relief Act, 1963
Wills and successionIndian Succession Act, 1925 · Hindu Succession Act, 1956
Tenancy and evictionEast Punjab Urban Rent Restriction Act, 1949
Revenue mattersPunjab Land Revenue Act, 1887

High Court and service

Writ petitionsConstitution of India · Art. 226
Service mattersConstitution of India · Arts. 226, 311
Civil and criminal appealsCPC, 1908 · BNSS, 2023

Business and employment

MSME payment disputesMSMED Act, 2006 · s. 18
Corporate advisoryCompanies Act, 2013
Labour and employmentThe four Labour Codes · POSH Act, 2013
Contracts, legal notices and draftingIndian Contract Act, 1872

Consumer and settlement

Consumer complaintsConsumer Protection Act, 2019
Mediation and Lok AdalatMediation Act, 2023 · Legal Services Authorities Act, 1987
For institutions and international clients

Counsel for companies, institutions and clients abroad

For institutions

International

How we handle your matter

Four steps, from first call to court

  1. Tell usCall, WhatsApp or send the enquiry form with a short note on your matter. We reply as soon as possible.
  2. First meetingAt the Sangrur office, or by video call if you are outside Sangrur or abroad. Bring your documents; we explain your legal options in plain language.
  3. Fee agreed upfrontBefore any work starts, we discuss your matter and agree the fee with you. No hidden charges.
  4. We act and keep you informedFiling, hearings and follow-up, with regular updates on your case.
Where he appears

Courts and forums

Sangrur, Barnala & Malerkotla

  • District & Sessions Courts
  • District Consumer Commissions
  • Labour Court and Employees' Compensation Court
  • Revenue Courts
  • Lok Adalats and mediation centres

Chandigarh

  • Punjab & Haryana High Court
  • Debt Recovery Tribunals (regular appearances)
  • State Consumer Commissions, Punjab & Haryana
  • Insurance Ombudsman
  • District Courts and tribunals
Ankur Jindal
About

From the financial sector to the courtroom

Ankur Jindal is the founder of Adarsh Associates, a law firm handling litigation, arbitration, DRT and advisory work across Punjab. He practises before the District Courts, tribunals, the Debt Recovery Tribunals and the Punjab & Haryana High Court, serving clients across {area}.

He began his career in the mid-1990s in banking and finance, rising to senior management roles in the financial and insurance sector. For more than two decades he has also worked as an insurance claim investigator and forensic consultant. Today he brings that background to every claim, recovery and dispute the firm handles.

He holds a Post Graduate Diploma in Forensic Science, a Diploma in Pharmacy and the CIAFP credential from the Insurance Institute of India and NATG, USA. This lets him examine the facts behind a dispute as closely as the law that governs it.

He serves as a Mediator at the District Consumer Disputes Redressal Commissions, Sangrur and Barnala, and was a Co-opted Member of the Administrative Committee of the Bar Council of Punjab & Haryana. Adarsh Associates works with a team of experienced advocates, including retired judicial officers, so the firm can take on matters across civil, criminal, family, insurance and banking law.

Memberships and roles

At the Bar and in the community

Empanelled advocate forFor empanelment enquiries
  • Private sector banks
  • Public and private sector general insurance companies
  • Non-banking finance companies (NBFCs)
  • A Punjab Government department
Before you visit

What to bring to your first meeting

Copies are enough. If something is missing, come anyway and we will tell you what else is needed.

  • Photo IDAadhaar card or PAN card
  • Insurance papersPolicy, claim form and the rejection or settlement letter
  • Notices and police papersLegal notice, court summons or copy of the FIR
  • Bank documentsLoan agreement, account statement and any demand notice
  • Property recordsJamabandi (Fard), sale deed or registered agreement
  • A short timelineImportant dates written on one page
Common questions

Questions people ask before calling

My insurance claim was rejected. What can I do?

A rejected or short-settled claim can be challenged before the insurer's grievance cell, the Insurance Ombudsman or the Consumer Commission. A consumer complaint should generally be filed within two years. Bring the policy and the rejection letter to your first meeting.

A cheque given to me has bounced. How long do I have?

A legal notice must be sent within 30 days of receiving the bank's return memo. If the amount is not paid within 15 days of the notice, a complaint under Section 138 can be filed within the following month. These deadlines are strict, so act quickly.

Can I apply for bail before arrest?

Yes. If you fear arrest in a non-bailable offence, you can seek anticipatory bail under Section 482 of the BNSS before the Sessions Court or the High Court.

Is what I tell you confidential?

Yes. Communication between a client and an advocate is privileged under Section 132 of the Bharatiya Sakshya Adhiniyam, 2023, and is not disclosed without your consent.

Do you take cases outside Sangrur?

Yes. The firm serves clients across {area}, including the High Court and the Debt Recovery Tribunals. For transport companies, accident matters anywhere in India are handled through associate advocates.

Contact

Send an enquiry

Describe your matter briefly. We will call you back to arrange a meeting.

Head office

Sangrur

Chamber No. 536, 1st Floor, New Chambers Complex
District Courts, Sangrur 148001, Punjab

Meeting hours
Monday to Saturday, 9 am – 5 pm

+91 97807 72803
ankur.k.jindal@gmail.com

High Court chambers

Chandigarh

Seat No. 15, Room No. 30, New Bar Complex
Punjab & Haryana High Court, Chandigarh
  • Member, Punjab & Haryana High Court Bar Association
  • Member, DRT Bar Association, Chandigarh

Meetings by prior appointment

Serving clients across {area}
Head Office: Sangrur · High Court: Chandigarh